Credit Analysts

# 670 overall · better than 23.0% of other jobs
3.5
High Risk
27.3% tasks are partially/fully automatable
2/5
Emotional Intelligence
2/5
Forgivability
3/5
Automatability
3/5
Technical Feasibility
3/5
Ethics
4/5
Economic Incentive
5/5
Physical Requirements
AI has strong potential to automate many tasks in credit analysis due to the structured and data-driven nature of the work. However, human oversight is still necessary for complex decision-making and mitigating ethical concerns.

Median Salary: $79,420

Traits: 57

40/100Consequence_of_Error
68/100Contact_With_Others
35/100Coordinate_or_Lead_Others
3/100Cramped_Work_Space_Awkward_Positions
35/100Deal_With_External_Customers
0/100Deal_With_Physically_Aggressive_People
25/100Deal_With_Unpleasant_or_Angry_People
35/100Degree_of_Automation
75/100Duration_of_Typical_Work_Week
100/100Electronic_Mail
1/100Exposed_to_Contaminants
0/100Exposed_to_Disease_or_Infections
0/100Exposed_to_Hazardous_Conditions
0/100Exposed_to_Hazardous_Equipment
1/100Exposed_to_High_Places
0/100Exposed_to_Minor_Burns_Cuts_Bites_or_Stings
0/100Exposed_to_Radiation
0/100Exposed_to_Whole_Body_Vibration
5/100Extremely_Bright_or_Inadequate_Lighting
92/100Face-to-Face_Discussions
69/100Freedom_to_Make_Decisions
38/100Frequency_of_Conflict_Situations
68/100Frequency_of_Decision_Making
59/100Impact_of_Decisions_on_Co-workers_or_Company_Results
88/100Importance_of_Being_Exact_or_Accurate
78/100Importance_of_Repeating_Same_Tasks
9/100In_an_Enclosed_Vehicle_or_Equipment
0/100In_an_Open_Vehicle_or_Equipment
100/100Indoors_Environmentally_Controlled
1/100Indoors_Not_Environmentally_Controlled
76/100Letters_and_Memos
54/100Level_of_Competition
4/100Outdoors_Exposed_to_Weather
1/100Outdoors_Under_Cover
1/100Pace_Determined_by_Speed_of_Equipment
45/100Physical_Proximity
34/100Public_Speaking
26/100Responsibility_for_Outcomes_and_Results
10/100Responsible_for_Others_Health_and_Safety
36/100Sounds_Noise_Levels_Are_Distracting_or_Uncomfortable
5/100Spend_Time_Bending_or_Twisting_the_Body
0/100Spend_Time_Climbing_Ladders_Scaffolds_or_Poles
0/100Spend_Time_Keeping_or_Regaining_Balance
1/100Spend_Time_Kneeling_Crouching_Stooping_or_Crawling
51/100Spend_Time_Making_Repetitive_Motions
96/100Spend_Time_Sitting
16/100Spend_Time_Standing
21/100Spend_Time_Using_Your_Hands_to_Handle_Control_or_Feel_Objects_Tools_or_Controls
8/100Spend_Time_Walking_and_Running
80/100Structured_versus_Unstructured_Work
92/100Telephone
80/100Time_Pressure
1/100Very_Hot_or_Cold_Temperatures
0/100Wear_Common_Protective_or_Safety_Equipment_such_as_Safety_Shoes_Glasses_Gloves_Hearing_Protection_Hard_Hats_or_Life_Jackets
0/100Wear_Specialized_Protective_or_Safety_Equipment_such_as_Breathing_Apparatus_Safety_Harness_Full_Protection_Suits_or_Radiation_Protection
5/100Work_Schedules
60/100Work_With_Work_Group_or_Team

Tasks performed as Credit Analysts

Low to No Risk
3
Moderate Risk
5
High Risk
2
Extreme Risk
1
  • 2.8Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
  • 3Evaluate customer records and recommend payment plans, based on earnings, savings data, payment history, and purchase activity.
  • 2.8Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
  • 2.8Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
  • 3Contact customers to collect payments on delinquent accounts.

27.3% of Credit Analysts tasks can be automated with AI or robotics

Risk vs. Salary

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Credit Analysts

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