Insurance Underwriters

# 648 overall · better than 25.5% of other jobs
3.3
High Risk
28.6% tasks are partially/fully automatable
2/5
Emotional Intelligence
2/5
Forgivability
3/5
Automatability
3/5
Technical Feasibility
4/5
Ethics
4/5
Economic Incentive
5/5
Physical Requirements
Given the current state of AI and robotics, underwriting can be partially automated, especially for routine tasks. However, human expertise is still crucial for complex decision-making, leading to a moderate displacement risk.

Median Salary: $77,860

Traits: 57

48/100Consequence_of_Error
88/100Contact_With_Others
45/100Coordinate_or_Lead_Others
0/100Cramped_Work_Space_Awkward_Positions
64/100Deal_With_External_Customers
2/100Deal_With_Physically_Aggressive_People
57/100Deal_With_Unpleasant_or_Angry_People
47/100Degree_of_Automation
64/100Duration_of_Typical_Work_Week
100/100Electronic_Mail
2/100Exposed_to_Contaminants
1/100Exposed_to_Disease_or_Infections
1/100Exposed_to_Hazardous_Conditions
1/100Exposed_to_Hazardous_Equipment
1/100Exposed_to_High_Places
2/100Exposed_to_Minor_Burns_Cuts_Bites_or_Stings
0/100Exposed_to_Radiation
0/100Exposed_to_Whole_Body_Vibration
1/100Extremely_Bright_or_Inadequate_Lighting
85/100Face-to-Face_Discussions
83/100Freedom_to_Make_Decisions
63/100Frequency_of_Conflict_Situations
83/100Frequency_of_Decision_Making
73/100Impact_of_Decisions_on_Co-workers_or_Company_Results
83/100Importance_of_Being_Exact_or_Accurate
63/100Importance_of_Repeating_Same_Tasks
13/100In_an_Enclosed_Vehicle_or_Equipment
0/100In_an_Open_Vehicle_or_Equipment
89/100Indoors_Environmentally_Controlled
6/100Indoors_Not_Environmentally_Controlled
76/100Letters_and_Memos
58/100Level_of_Competition
5/100Outdoors_Exposed_to_Weather
3/100Outdoors_Under_Cover
4/100Pace_Determined_by_Speed_of_Equipment
52/100Physical_Proximity
23/100Public_Speaking
33/100Responsibility_for_Outcomes_and_Results
13/100Responsible_for_Others_Health_and_Safety
33/100Sounds_Noise_Levels_Are_Distracting_or_Uncomfortable
3/100Spend_Time_Bending_or_Twisting_the_Body
0/100Spend_Time_Climbing_Ladders_Scaffolds_or_Poles
0/100Spend_Time_Keeping_or_Regaining_Balance
2/100Spend_Time_Kneeling_Crouching_Stooping_or_Crawling
55/100Spend_Time_Making_Repetitive_Motions
98/100Spend_Time_Sitting
18/100Spend_Time_Standing
47/100Spend_Time_Using_Your_Hands_to_Handle_Control_or_Feel_Objects_Tools_or_Controls
10/100Spend_Time_Walking_and_Running
77/100Structured_versus_Unstructured_Work
95/100Telephone
89/100Time_Pressure
2/100Very_Hot_or_Cold_Temperatures
2/100Wear_Common_Protective_or_Safety_Equipment_such_as_Safety_Shoes_Glasses_Gloves_Hearing_Protection_Hard_Hats_or_Life_Jackets
1/100Wear_Specialized_Protective_or_Safety_Equipment_such_as_Breathing_Apparatus_Safety_Harness_Full_Protection_Suits_or_Radiation_Protection
5/100Work_Schedules
70/100Work_With_Work_Group_or_Team

Tasks performed as Insurance Underwriters

Low to No Risk
5
Moderate Risk
0
High Risk
1
Extreme Risk
1
  • 1.2Decline excessive risks.
  • 2Write to field representatives, medical personnel, or others to obtain further information, quote rates, or explain company underwriting policies.
  • 1.2Evaluate possibility of losses due to catastrophe or excessive insurance.
  • 1.9Authorize reinsurance of policy when risk is high.
  • 2.5Examine documents to determine degree of risk from factors such as applicant health, financial standing and value, and condition of property.

28.6% of Insurance Underwriters tasks can be automated with AI or robotics

Risk vs. Salary

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Insurance Underwriters

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